Get help financing a car with bad credit.
If you have bad credit, no credit or even have been turned down due to bankruptcy or repossession – we can help you get into your next car.
At Bad Credit Car Loans we help individuals connect with car dealers who specialize in bad credit situations. Learn more about how we can help get you in your next car.
Not sure where to start? Let us help you navigate buying a car with bad credit by reading our guides.
Why do people choose us?
We partner with industry leading bad credit auto financers to ensure that our customers are being connected with their best chance at getting into their next car. Getting approved for auto financing with bad credit or after a bankruptcy without the proper knowledge and resources can be a challenge, but it doesn't have to be a difficult process! It is our #1 goal to get you in your next car.
Focused On You
We want to connect you with a dealer that has financing and vehicle options that fit your needs and your budget, allowing you to get into a vehicle and provide an opportunity to improve your credit.
For Bad & Good Credit
While much of our focus is on assisting car buyers with bad credit or limited credit history, we aim to provide helpful information, resources, and dealer connections to people with any credit score!
Bankruptcy Car Loans
If you have a previous bankruptcy on your credit or are in an active bankruptcy, we will try to help get you connected with a dealer that specializes in subprime financing that can still get you into a car!
Dealer Network
We have access to the largest dealer network and work with all different types of dealerships across the country, allowing us to help connect you with a lender that can likely accommodate your unique financial situation.
Car Buying Tips & Helpful Resources
Learn more from our research center. We provide helpful car buying tips for all credit types, not just bad credit. We believe the most educated buyer is a dealer's worst nightmare - make sure you do your research before buying a car.
What is a Lease Buyout on a Car?
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Read MoreCan You Lease a Used Car?
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Read MoreHow to Get Rid of Negative Equity on a Car
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Read MoreCan You Buy a Car with a Personal Loan?
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Read MoreDo Car Payments Build Credit?
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Read MoreCan You Return a Car You Financed?
If you’ve recently purchased a car and are having second thoughts about your decision, you may be wondering if you...
Read MoreDo You Have to Be 18 Years Old to Get a Car Loan?
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Read MoreHow to Get a Bill of Sale Notarized
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Read MoreCan a Cosigner Take Possession of a Financed Car?
If you are a cosigner on a car loan and the primary borrower has stopped making payments, you might be...
Read MoreHow Long Can You Legally Drive a Deceased Person’s Car?
When a loved one passes away, you may be left wondering what will happen to their vehicle. Are you allowed...
Read MoreCan You Finance a Car with Unemployment Benefits Income?
If you are currently unemployed, you may be wondering if it is still possible to finance a car. The answer...
Read MoreCar Loan Default vs Delinquent: Understanding the Differences
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Read MoreWhat is a Car Loan Default?
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Read MoreWhat is a Joint Auto Loan?
If you are considering purchasing a car with someone else, you may want to look into a joint auto loan....
Read MoreCar Loan with Under the Table Cash Income
Are you considering purchasing a car but have a cash income? You may be wondering if you’re able to obtain...
Read MoreHow to Get a Bill of Sale for a Car
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Read MoreHow to Write a Bill of Sale
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Read MoreCan I Buy a Car Without a Valid Driver’s License?
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Read MoreFirst-Time Car Buyer with No Credit History: Tips and Strategies
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Read MoreAuto Loan Interest Rate Expectations: The Good, The Bad, & The Average
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Read MoreAPR for Auto Loans
Annual Percentage Rate (APR) is a crucial concept to understand when considering auto loans. APR represents the total cost of...
Read MoreNavigating Auto Loan Interest Rates
Interest rates for auto loans play a crucial role in determining the overall cost of purchasing a vehicle. Understanding these...
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When it comes to car loans, two essential factors to consider when finding a lender are the interest rate and...
Read MoreCar Loan Monthly Payment Calculator
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Read MoreAuto Loan Liens
It’s important to understand how liens work before taking out any loans or purchase cars so that all parties involved...
Read MoreWhat Credit Scores Do Car Dealerships Use?
When shopping for a car, many people are concerned about credit and how it will impact their car buying experience...
Read MoreDebt-to-Income (DTI) Ratio: Calculator & Explanation
Calculate Your Own Debt-to-Income (DTI) Ratio This calculator can help you estimate your DTI ratio based on your income and...
Read MorePayment-to-Income (PTI) Ratio: Calculator & Explanation
Calculate Your Own Payment-to-Income (PTI) Ratio This calculator can help you estimate your PTI ratio based on your income and...
Read MoreWhat is a Delinquent Car Loan?
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Read MoreInvoluntary Repossession
Involuntary repossession is a legal process in which a lender takes ownership of the borrower’s collateral property, such as a...
Read MoreWhat is a Simple Interest Car Loan?
A simple interest car loan is a type of loan that uses your loan principal and daily interest rate to...
Read MoreWhat is a Bill of Sale for a Car?
A bill of sale is a document used to transfer ownership of a car from the seller to the buyer....
Read MoreWhat Is a Buyer’s Order for a Car?
A buyer’s order is a document used when an individual decides to purchase a car from a dealer. This form...
Read MoreWhat is a Salvage Title Inspection?
Salvage Title Inspection A required inspection conducted by either law enforcement or a certified mechanic to determine if a vehicle...
Read MoreCan I Trade in a Car Financed by Someone Else?
When you trade in a car, you are essentially selling it to the dealership and using the proceeds of the...
Read MoreWhat is a Salvage Title Car?
Cars with salvage titles can be a great purchase for those who are looking to save money and don’t mind...
Read MoreVoluntary Repossession
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Read MoreCosigner vs. Co-borrower: What’s the Difference?
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Read MoreGAP Insurance
What is GAP Insurance? GAP insurance is an optional type of insurance coverage that is designed to help protect car owners against...
Read MoreGap Insurance on an Upside Down Car Loan
GAP insurance is an optional car insurance coverage that assists in paying off your loan when: Your car is stolen...
Read MoreWhat is Vehicle Equity?
What Does it Mean to Have Equity In Your Car? When a buyer finances a car, they are borrowing money...
Read MoreSelling a Car with Negative Equity
Can You Sell Your Car With Negative Equity on the Lien? When you take out a car loan, you don’t...
Read MoreTrading in a Car with Positive Equity
When it comes to using a car as a trade in, the equity that you have in the vehicle can...
Read MoreRefinancing a Car with Negative Equity
If you have negative equity on your current car loan, it means you owe more than the car is worth....
Read MoreWhat is Negative Equity on a Car Loan?
When you purchase a car, you hope that it will hold its value so that when it comes time to...
Read MoreTrading in a Car with Negative Equity
When financing a car, there are many things you’ll need to consider. If you have an existing car that you’re...
Read MoreBankruptcy Trustee
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Read MoreCan You Buy a Car with a Credit Card?
When it comes to purchasing a vehicle, most people’s minds go straight to applying for a separate auto loan to...
Read MoreCredit Scores: Overview and Score Ranges
What is a Credit Score? Your credit score is an important number that lenders use to determine how much risk...
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Read MoreUnderwater Car Loans
Being "underwater" is a common phrase to describe a car loan in which the value of the car does not...
Read MoreUpside Down Car Loans
What Does Being Upside Down on a Car Loan Mean? If you owe more on your car loan than your...
Read MoreWhat Is a 341 Meeting?
A 341 meeting is a step in the bankruptcy process required to obtain auto financing.
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