Buying a car can be a smooth process if you’re equipped with the right information and resources, even with bad credit!
The absolute best thing you can do before beginning your car buying journey is to do your research. Becoming a well-informed buyer will ensure that you’re able to get into a car loan that is reasonable and comfortable within your budget.
Getting an auto loan that is difficult to manage could lead to missed payments, which can result in several unfortunate scenarios, including damaging your credit or even repossession.
By getting the right car loan from the right dealership, you can even improve your credit score by making on time payments.
Read our guides to learn more and equip yourself with the knowledge to make the right car buying decision.
Browse Car Buying Articles & Guides
What to Do When Test Driving a Car: Tips and Tricks
When you’re in the market for a new car, test driving is an essential step in the process. A test...
Read MoreHow to Get Rid of Negative Equity on a Car
If you’re facing negative equity on your car, you’re not alone. Negative equity, also known as an upside-down car loan,...
Read MoreCan You Buy a Car with a Personal Loan?
Yes, you can use a personal loan to buy a car. Personal loans are a flexible form of financing that...
Read MoreCan You Return a Car You Financed?
If you’ve recently purchased a car and are having second thoughts about your decision, you may be wondering if you...
Read MoreDo You Have to Be 18 Years Old to Get a Car Loan?
If you’re under 18 and looking to get a car loan, you may be wondering if it’s even possible. The...
Read MoreHow to Get a Bill of Sale Notarized
If you’re buying or selling a car it’s likely you’ll come upon a bill of sale. A bill of sale...
Read MoreHow Long Can You Legally Drive a Deceased Person’s Car?
When a loved one passes away, you may be left wondering what will happen to their vehicle. Are you allowed...
Read MoreCar Loan Default vs Delinquent: Understanding the Differences
If you’re struggling to keep up with car loan payments, you may have heard the terms “default” and “delinquent” thrown...
Read MoreWhat is a Car Loan Default?
In taking out a car loan, borrowers have made a commitment to repay the loan according to the terms of...
Read MoreHow to Get a Bill of Sale for a Car
The bill of sale will have a set criteria of information you need included for it to be valid.
Read MoreHow to Write a Bill of Sale
A bill of sale is a legal document that’s used to record the transfer of ownership of an item from...
Read MoreCan I Buy a Car Without a Valid Driver’s License?
Yes, you are able to purchase a vehicle without having a driver’s license, but it can become a more challenging...
Read MoreFirst-Time Car Buyer with No Credit History: Tips and Strategies
Entering the car market for the first time can be an exciting yet challenging experience, especially for those with no...
Read MoreAuto Loan Interest Rate Expectations: The Good, The Bad, & The Average
Auto loan interest rates play a significant role in the overall cost of purchasing a vehicle. Understanding the various interest...
Read MoreAPR for Auto Loans
Annual Percentage Rate (APR) is a crucial concept to understand when considering auto loans. APR represents the total cost of...
Read MoreNavigating Auto Loan Interest Rates
Interest rates for auto loans play a crucial role in determining the overall cost of purchasing a vehicle. Understanding these...
Read MoreInterest Rate vs. APR: Explanation & Calculator
When it comes to car loans, two essential factors to consider when finding a lender are the interest rate and...
Read MoreCar Loan Monthly Payment Calculator
Loan Amount: $ Interest Rate: Loan Term: 1 year (12 months)2 years (24 months)3 years (36 months)4 years (48 months)5...
Read MoreHow to Find Who Your Lienholder Is
Why Do I Need to Know My Car’s Lienholder? A lienholder is an individual, business, or other entity to whom...
Read MoreAuto Loan Liens
It’s important to understand how liens work before taking out any loans or purchase cars so that all parties involved...
Read MoreWhat is a Delinquent Car Loan?
Auto Loan Delinquency Definition Auto loan delinquency refers to a borrower’s failure to make payments on their car loan as...
Read MoreWhat is a Simple Interest Car Loan?
A simple interest car loan is a type of loan that uses your loan principal and daily interest rate to...
Read MoreWhat is a Bill of Sale for a Car?
A bill of sale is a document used to transfer ownership of a car from the seller to the buyer....
Read MoreWhat Is a Buyer’s Order for a Car?
A buyer’s order is a document used when an individual decides to purchase a car from a dealer. This form...
Read MoreWhat is a Salvage Title Inspection?
Salvage Title Inspection A required inspection conducted by either law enforcement or a certified mechanic to determine if a vehicle...
Read MoreWhat is a Salvage Title Car?
Cars with salvage titles can be a great purchase for those who are looking to save money and don’t mind...
Read MoreGAP Insurance
What is GAP Insurance? GAP insurance is an optional type of insurance coverage that is designed to help protect car owners against...
Read MoreGap Insurance on an Upside Down Car Loan
GAP insurance is an optional car insurance coverage that assists in paying off your loan when: Your car is stolen...
Read MoreWhat is Vehicle Equity?
What Does it Mean to Have Equity In Your Car? When a buyer finances a car, they are borrowing money...
Read MoreSelling a Car with Negative Equity
Can You Sell Your Car With Negative Equity on the Lien? When you take out a car loan, you don’t...
Read MoreWhat is Negative Equity on a Car Loan?
When you purchase a car, you hope that it will hold its value so that when it comes time to...
Read MoreWhat are Tax, Title, and License Fees (TTL) and How Much Does it Cost?
When you buy a car, there are a number of fees that are typically required in order to complete the...
Read MoreUnderwater Car Loans
Being "underwater" is a common phrase to describe a car loan in which the value of the car does not...
Read MoreUpside Down Car Loans
What Does Being Upside Down on a Car Loan Mean? If you owe more on your car loan than your...
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